Welcome to DeepSpent.
These Terms of Service ("Terms") govern your access to and use of the DeepSpent website, products, APIs, services, and related offerings ("Services"). By accessing or using our Services, you agree to these Terms.
If you do not agree with these Terms, please do not use our Services.
1. About DeepSpent
DeepSpent is a fintech technology company that provides Conversational Spend Intelligence solutions, including spending analytics, expense intelligence, and financial wellness capabilities through APIs and related services.
Built in India. Designed for the global fintech ecosystem.
DeepSpent develops Conversational Spend Intelligence solutions for banks, fintechs, card platforms, and financial applications worldwide.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to use our Services.
If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
3. Use of Services
You may use DeepSpent Services only in accordance with applicable laws and these Terms.
You agree not to:
- Use the Services for unlawful purposes.
- Attempt to gain unauthorized access to systems or data.
- Interfere with platform operations or security.
- Reverse engineer, copy, or modify the Services except as permitted by law.
- Use the Services to transmit malicious code or harmful content.
4. Accounts and Access
Certain Services may require registration, authentication, or approval.
You are responsible for:
- Maintaining the confidentiality of account credentials.
- Restricting unauthorized access to your account.
- Providing accurate and current information.
You are responsible for all activities conducted under your account.
5. API Usage
DeepSpent may provide APIs and related developer tools.
When using DeepSpent APIs, you agree to:
- Use APIs only for authorized purposes.
- Protect API credentials and access tokens.
- Comply with any published rate limits or usage restrictions.
- Not attempt to disrupt or abuse API operations.
DeepSpent may modify, update, suspend, or discontinue APIs at its discretion.
6. Customer Data
Customers retain ownership of their data.
You are responsible for ensuring that you have all necessary rights, permissions, and legal authority to provide data to DeepSpent for processing.
DeepSpent will process customer data solely for the purpose of providing agreed Services.
Additional information regarding data handling is available in our Privacy Policy.
7. Intellectual Property
DeepSpent and its licensors retain all rights, title, and interest in:
- DeepSpent software
- APIs
- Documentation
- Trademarks
- Branding
- Website content
- Technology and intellectual property
These Terms do not grant ownership rights to customers or users.
8. AI-Generated Insights
DeepSpent may generate analytics, recommendations, summaries, and other AI-assisted outputs.
Such outputs are intended to provide informational assistance and should not be considered:
- Financial advice
- Investment advice
- Legal advice
- Tax advice
Users remain responsible for their own decisions and actions.
9. Availability
We strive to maintain reliable Services but do not guarantee uninterrupted availability.
DeepSpent may:
- Perform maintenance
- Release updates
- Modify features
- Suspend Services when necessary
without prior notice.
10. Third-Party Services
DeepSpent Services may integrate with or depend on third-party technologies, providers, or platforms.
We are not responsible for the availability, content, or performance of third-party services.
11. Confidential Information
Both parties agree to protect confidential information disclosed during business discussions, evaluations, demonstrations, or service delivery.
Confidential information shall not be disclosed to unauthorized third parties except as required by law.
12. Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis.
To the maximum extent permitted by law, DeepSpent disclaims all warranties, including implied warranties of:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
We do not guarantee that Services will be error-free or uninterrupted.
13. Limitation of Liability
To the maximum extent permitted by law, DeepSpent shall not be liable for:
- Indirect damages
- Incidental damages
- Consequential damages
- Loss of profits
- Loss of business opportunities
- Loss of data
arising from the use of the Services.
14. Indemnification
You agree to indemnify and hold harmless DeepSpent, its officers, employees, and affiliates from claims arising from:
- Your use of the Services
- Violation of these Terms
- Violation of applicable laws
- Infringement of third-party rights
15. Suspension and Termination
DeepSpent may suspend or terminate access to Services if:
- These Terms are violated.
- Security risks are identified.
- Fraudulent or abusive activity is detected.
- Required by law.
16. Changes to These Terms
We may update these Terms from time to time.
Updated versions will be published on this page with a revised effective date.
Continued use of the Services after updates constitutes acceptance of the revised Terms.
17. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.
18. Privacy Policy
This section describes how DeepSpent handles personal data collected through this website (deepspent.com) — this is distinct from the customer transaction data DeepSpent processes on behalf of its banking and fintech customers, which is covered in Section 6 (Customer Data) above and described further in our Trust Center.
What we collect: when you submit a form on this website (for example, Contact Sales or Request a Demo), we collect the information you provide, which may include your name, business email address, company name, phone number, and any message you include.
How we use it: to respond to your inquiry, evaluate your request, and, where appropriate, follow up about DeepSpent's products and services. We do not sell this information to third parties.
Retention: we retain this information for as long as reasonably necessary for these purposes, or as required by law.
Your choices: to request access to, correction of, or deletion of information you've submitted to us, contact us via our Contact Page.
19. Cookie Policy
This website uses cookies and similar technologies from Google Tag Manager and Google Analytics to understand how visitors use the site — for example, which pages are viewed and general usage patterns. We do not use these technologies for third-party advertising.
These tools may set cookies in your browser. You can control or delete cookies through your browser settings at any time; disabling them may affect some site functionality. For details on how Google processes data collected through these tools, refer to Google's own privacy and cookie documentation.
20. Contact Us
For questions regarding these Terms, or the Privacy and Cookie sections above, please contact:
DeepSpent
Contact Page: /contact-sales.html